For PSSPs & PTSPs

Acceptance without the card-network tax.

A white-label NFC and bank-transfer rail your merchants can deploy in a week.

Replace POS terminals with NFC stickers and phone-to-phone acceptance on NIP. Same tap experience for the shopper. Up to 200× cheaper per merchant. Settled same-day. No chargeback exposure for you.

The stack

Bank-transfer acceptance one rail, four form factors — NFC stickers, phone-to-phone, QR, and A2A online checkout, all settled through NIP.

NFC stickers

A payment terminal for less than the cost of a printed receipt.

Issue adhesive NFC stickers in place of POS terminals. Up to 200× cheaper per merchant, no SIM, no paper rolls, no issuance queue — with the same tap experience shoppers already trust.

Plug N Play

48havg. integration time

API and SDK, so your team ships in days — not quarters.

Flashpay plugs into your existing switch and merchant app. A REST API for checkout and webhooks, plus native SDKs for Android, iOS, Node, Java, Kotlin, Swift, PHP, and .NET — sandboxed against NIP out of the box.

REST API
REST API

OpenAPI-documented endpoints for checkout, refunds, and settlement, with webhooks (replay included) and sandbox keys on signup.

API reference
Native SDKs
Native SDKs

Drop-in SDKs for Android, iOS, Node, Java, Kotlin, Swift, PHP, and .NET — so acceptance lives inside your existing merchant app, not another one.

SDK guides

Pilot access

Start with a controlled checkout pilot.

Flashpay is currently engaging banks and PSPs for structured pilot conversations. The goal is simple: prove the payment flow, validate operational readiness, and define the path from pilot to rollout.

Request pilot access
  • Defined pilot scope
  • Technical integration review
  • Risk and controls discussion
  • Merchant/customer test group
  • Pilot success metrics
  • Rollout path

Pilot roadmap

From conversation to rollout

  1. 1
    Alignment call
  2. 2
    Technical review
  3. 3
    Pilot scope
  4. 4
    Integration
  5. 5
    Live pilot
  6. 6
    Rollout decision

MAXIMISING SUCCESS

Flashpay payment flow

By being at the centre of payment flows, we’re perfectly positioned to facilitate and monitor success rates.

How it worksHow it works

For PSPs

A differentiated checkout method, without replacing your stack.

Flashpay helps PSPs add tap, QR, and link-based direct-transfer checkout to their merchant offering.

Differentiate your merchant proposition

Offer a modern pay-by-bank experience beyond standard transfer and card flows.

Support multiple merchant scenarios

In-store, online, remote, and fallback payment initiation from one infrastructure layer.

Protect merchant economics

Help merchants reduce dependency on card-led processing.

Partnership-first integration

Flashpay is built to work with PSPs, not compete for the merchant relationship.

Patented technology

NFC-initiated direct bank-transfer system, filed in Nigeria.

Pilot before rollout

Start controlled, prove the flow, expand with confidence.

The alternative

Not card contactless. Not manual transfer. A bank-owned checkout layer.

Payment optionCustomer experienceCost structureOwnershipCoverage
Card contactlessSmooth UXCard-network feesCard networksHigh NFC convenience
Manual bank transferTrusted but clunkyDirect-transfer economicsBank-ownedFamiliar, weak UX
QR-only pay-by-bankUseful fallbackDirect-transfer economicsVariesLimited contactless
Build in-houseCustom UXHigh internal costBank-ownedSlow, backlog risk
FlashpayYouTap, QR & link checkoutDirect-transfer railsBank + FlashpayMulti-modal

Built for institutional adoption

Designed for the teams that need to say yes.

48havg. time from API keys to first live transaction

Flashpay is built for PSP buying committees where operations, risk, compliance, IT, and digital teams all need confidence before rollout.

Operational clarity

Clear ownership around incidents, reversals, and service performance.

Pilot-first rollout

Start controlled before expanding to broader merchant and customer groups.

Compliance-ready posture

Built with CBN, NDPC, and AML/CFT expectations in mind.

Infrastructure-first positioning

Flashpay does not compete as a consumer wallet.

Patented technology

NFC-initiated direct bank-transfer system filed in Nigeria via Jackson, Etti & Edu.

Multi-modal fallback

NFC, QR, and payment links ensure coverage across payment contexts.

Request payments via messaging

A payment link customers actually open.

Send a Flashpay link over WhatsApp, SMS, email or in-app chat. The customer taps once and approves the transfer in their bank app — no copy-paste, no account-number errors, no follow-up reconciliation.

background

Built for Nigeria first

Built where the rails already work.

Flashpay is designed around Nigerian payment realities first — bank-transfer dominance, NIBSS instant settlement, and the operational standards Nigerian banks and PSPs already meet.

Simple

Simply select your bank at checkout, authenticate yourself with your bank app, and approve the transaction.

Secure

Payments are based on bank's authentication and autorization, leveraging biometric or pin/password.

Seamless

Shoppers are able to complete the payments in less than 10 seconds and all they need is their bank app.

Mission & Vission

We believe in evolution of payments and we're constantly pushing the boundaries to simplify how people pay

Our mission

To make every transaction beautifully simple, fast, and secure by eliminating complexity and enhancing existing solutions or creating user-centric technologies.

Our Vission

An Africa where payments are so simple they become invisible — fostering a more connected and efficient economy for all.